BCL: Business Catastrophe Liability

Make Sure You're Covered.

You have insurance to protect your business from the unexpected. But without an umbrella policy, you may not be fully covered.

A single claim could hit harder than you expect. Consider these real examples:

·  When a man driving his work vehicle ran a red light, hitting a 16-year-old girl on her way to school, the company was found responsible. The jury awarded $5.4 million to the girl’s family.

·  When a wedding reception guest fell down a staircase that was missing a handrail, suffering permanent disabling injuries, the facility was held responsible. The case settled for $2.8 million.

The financial impact of these losses could have been devastating for both companies if they hadn’t had umbrella coverage. Could something like this happen to your business? No one can predict that. But our agency and Erie Insurance can help you offset potential damage with ERIE’s Business Catastrophe Liability (BCL) coverage.

This umbrella policy, which offers at least $1 million in coverage beyond your existing package policy, helps protect your business from catastrophic claims (which can arise from auto accidents, slips and falls, etc.).

You’ve worked hard to build your business; don’t let a gap in coverage jeopardize it. Call us for an insurance review. Together, let ERIE and our agency make sure your company is properly protected. Read more about ERIE’s BCL coverage–and other insurance coverages–at www.erieinsurance.com/business.

Give us a call or e-mail us today to learn more about BCL coverage.