Protect Your Home

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What are the chances?
Your home is three times more likely to be damaged by flood than fire.
Source: National Flood Insurance Program



Uninsured flood disaster victims often echo the same sentiment. Or, like many people, they assume that regular homeowners insurance covers flood damage.

“Consumers don’t realize until it’s too late that all basic homeowners insurance policies exclude flood damage,” says Terry McConnell, manager of ERIE’s Personal Lines Underwriting. “Only flood insurance will cover losses in the event of a flood.”

What’s more, the risk of flooding is, literally, everywhere.